Personal Loans
Our brokers at WizWealth Finance specialise in comparing different secured and unsecured loan options from key Australian lenders. Our team of senior brokers have a strong track record of assisting large number of our clients source funds for various purposes. Some of the key reasons we see people getting a personal loan are, planning a vacation, acquiring new furniture, making improvements to their property (it is a very successful strategy to make enhancements before you are planning to sell it). Our team will understand your scenario in depth and then make a recommendation whether it’s better to go for a secured loan or an unsecured loan.
It is not uncommon for our team to pleasantly surprise the client with a solution, which they would have otherwise not even thought about and resulted in huge cost savings. We look at the overall picture and plan to make recommendations.
Financial Literacy in the current interest rate market is an important keyword. We spend time helping you navigate through various financial terms, simply the jargon and then decide on what's going to work best for YOU, not the bank. We aspire on making long term relationships by helping you kick your financial goals.
Personal loan options also have different fees structures and for an untrained eye, it can often be very confusing. We can help you understand the different cost elements to make an informed decision. Sometimes a product with a slightly higher interest rate can work out cheaper for you compared to a product that may appear cheaper due to the rate but with additional fees involved, so the expert guidance we offer helps you understand the true financial cost to of any given solution.
Our process to help you find a loan is also simple as we capture the needs in the initial discussion including the required funding timelines and then speak to our panel of lenders to find you most cost-effective personal loan solution. We present 2-3 options and then make a final recommendation for you to select. We have lenders than can provide funding within 24 hours if there is an urgent need too. Having quick access to funds can often be a blessing in critical situations.
If you have credit rating issues, we have lenders that can lend with a poor credit history too. The interest rate can vary based on the actual client profile, but sometimes urgent situations may warrant paying a little premium to address the situation and then we can assist refinancing to a more cost effective solution once your credit rating has improved. Eventually it comes down to the need, which forms the basis of our recommendation.
So, don’t delay your dreams, if you need any sort of loan, reach out to our team and we will find the best financial solution for you from our range of leading Australian lenders. We will love to be part of your journey and help achieve those personal and financial goals. Get in touch with us today!
