Investment Property Hub
Specialist Mortgage Brokers for Investment Property Loans
Build wealth with confidence. We structure investment property loans that support your long-term strategy — from using equity to choosing Interest-Only vs Principal & Interest and setting up offsets for smarter cash flow.
Check Your Investor OptionsInvestor Pathways
Using Equity
Tap existing home equity to fund your next purchase without draining cash buffers.
Interest-Only
Improve early-years cash flow; assess total cost and exit plan before choosing IO.
Offset Accounts
Reduce interest while keeping cash accessible for future opportunities.
Cross-Collateralisation
Understand risks of tying properties together and how to avoid capacity traps.
Cash-Flow Scenarios
Scenario | Repayment | Cash Flow | Notes |
---|---|---|---|
$600k inv. @ 6% P&I | $3,600/mth | Slight negative | Balance reduces, higher monthly outgo |
$600k inv. @ 6% IO | $3,000/mth | Near neutral | Cash-flow friendly; no principal reduction |
Illustrative only; we’ll model your actual rates, rent, buffers and tax assumptions.
Advanced Options
SMSF Property Loans
Leverage your superannuation with compliant lending structures.
Private Funding
Specialist finance for unique timelines or properties.
NDIS Property Finance
Consider fit-for-purpose lending for Specialist Disability Accommodation.
Explore: Refinance • Broker-Only Deals
Investor FAQs
Do I need 20% deposit for an investment property?
Not always. Some lenders allow from 10% deposit; LMI may apply.
Should I choose Interest-Only or P&I?
IO can boost cash flow; P&I reduces debt. We’ll model both against your goals.
Can I use equity from my home?
Yes. Equity release is a common pathway to fund deposits and costs.
Plan Your Next Investment with Confidence
Compare lender policy on IO terms, offsets and equity release — in one conversation.