Investment Property Hub

Specialist Mortgage Brokers for Investment Property Loans

Build wealth with confidence. We structure investment property loans that support your long-term strategy — from using equity to choosing Interest-Only vs Principal & Interest and setting up offsets for smarter cash flow.

Check Your Investor Options

Investor Pathways

Using Equity

Tap existing home equity to fund your next purchase without draining cash buffers.

Interest-Only

Improve early-years cash flow; assess total cost and exit plan before choosing IO.

Offset Accounts

Reduce interest while keeping cash accessible for future opportunities.

Cross-Collateralisation

Understand risks of tying properties together and how to avoid capacity traps.

Cash-Flow Scenarios

ScenarioRepaymentCash FlowNotes
$600k inv. @ 6% P&I$3,600/mthSlight negativeBalance reduces, higher monthly outgo
$600k inv. @ 6% IO$3,000/mthNear neutralCash-flow friendly; no principal reduction

Illustrative only; we’ll model your actual rates, rent, buffers and tax assumptions.

Advanced Options

SMSF Property Loans

Leverage your superannuation with compliant lending structures.

Private Funding

Specialist finance for unique timelines or properties.

NDIS Property Finance

Consider fit-for-purpose lending for Specialist Disability Accommodation.

Explore: RefinanceBroker-Only Deals

Investor FAQs

Do I need 20% deposit for an investment property?

Not always. Some lenders allow from 10% deposit; LMI may apply.

Should I choose Interest-Only or P&I?

IO can boost cash flow; P&I reduces debt. We’ll model both against your goals.

Can I use equity from my home?

Yes. Equity release is a common pathway to fund deposits and costs.

Plan Your Next Investment with Confidence

Compare lender policy on IO terms, offsets and equity release — in one conversation.