Mortgage Offset Calculator

HOME LOAN SPECIALISTS

Loan & Offset Settings

Loan amount (AUD)

Interest rate p.a. (%)

Loan term (years)

Repayment frequency

Repayment type

Offset balance (typical)

Offset % applied

Results

Repayment (scheduled)

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Interest paid (no offset)

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Interest paid (with offset)

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Interest saved

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Time saved

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Loan paid off (with offset)

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Loan paid off (no offset)

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Approx. effective rate

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With offset No offset

Amortisation (with offset)

Period	Payment	Interest	Principal	Balance

Use the CSV to share results with clients or your broker.